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Affirm

We are very happy to offer you new payment options in collaboration with Affirm, and thus improve your shopping experience.


What is Affirm?

Affirm (formerly PayBright) is one of the leading installment payment platforms in Canada. It offers shoppers buy-now solutions and deferred payments at their favorite retailers, both in-store and online.

By choosing Affirm as their payment method at checkout, customers can enjoy their purchase immediately, while spreading out their payments.

 
Is there a minimum or maximum amount for purchases made with Affirm?

You can split your payment into 4 biweekly installments, interest-free, for purchases between $100 and $1000, or pay in monthly installments for purchases over $1000.

On approved credit. If your 0% APR request is refused, you may be offered payment terms with higher credit charges.

Financing offered and all transactions must be approved by Affirm.

How do I use Affirm?

Shop: Browse the articles on the SOS Outils site and add your favorite discoveries to your basket.

Select : At checkout, choose Affirm as your payment method. Use your cell phone number to set up your Affirm plan in 60 seconds.

Proceed to checkout : Complete your order and pay in four (4) equal payments, or in monthly installments depending on the value of your order. Subject to credit approval.

Payment : Payments will be taken from your debit or credit card, depending on the payment method chosen at checkout.

Frequently Asked Questions



Are there any requirements for using Affirm?


Yes. You have to :

  • Have reached the legal age of majority in the province or territory where you reside.
  • Be a resident of Canada.
  • Be the holder of a Canadian bank account or a Canadian Visa or Mastercard debit card (your debit card must bear the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan chosen.
  • Have a Canadian phone number compatible with SMS.
  • Meet the minimum cart limit (see below) to use Affirm as your payment method at checkout.



Where can I use Affirm?

You can use Affirm on sosoutil.com when ordering for delivery or in-store pickup. For in-stock items only. Back order items are not eligible for payment with Affirm. Gift cards, orders for which the price must be assigned manually or any other order for which SOS Outils does not know the final amount during checkout are not eligible. Other items may be excluded.




How do I make my payments?

Affirm will help you set up convenient pre-authorized payments using your Canadian bank account or Visa or Mastercard debit card.




What payment plans are accepted?

Affirm currently accepts Visa and Mastercard credit cards and pre-authorized withdrawals from your Canadian bank account or a debit card. Debit cards must bear the Visa or Mastercard logo. The payment methods offered may vary depending on the payment plan chosen. Please note that prepaid cards are not accepted.




How do returns work if I paid with Affirm?

Purchases made with Affirm are subject to the standard SOS Outils return policy. All returns will be processed by SOS Outils, and your Affirm balance will be reduced, canceled or refunded accordingly. If SOS Outils has reimbursed you, you must continue to repay your financing plan in full. For information regarding returns, consult the SOS Outils returns policy here .




What should I do if I can't make a payment?

Please contact the Affirm team who will be happy to review the options available. You can contact them using this form.




Are there any late or bounced check fees?

For more information about fees, please visit the Affirm Help Center.




Where can I find Affirm's terms?

You can find them here .




I still have questions.

For further information, please see the Affirm Help Center or contact us here .